In July 2003, Joe Gahm and his wife Gayle escaped the rat race of Northern Virginia and took up residency on the Eastern Shore of Maryland.  Together, they established the 'DelMarVa Long Term Care Insurance Center.'  Very simply, the Center is dedicated to getting the word out on the need for, and the affordability of, long term care insurance.

Prior to the move, Joe was a captive agent with 'Long Term Preferred Care (LTPC),' at that time the largest independent marketing and research company in the country exclusively dedicated to long term care issues.  LTPC specialized in marketing long term care insurance products to members of a wide range of affinity groups, such as the Navy Federal Credit Union, the Pentagon Federal Credit Union, the NASA Federal Credit Union, the NRA, etc.

The Center operates as an independent insurance broker with formal relationships with a number of the foremost LTC insurance carriers.